For Filipino entrepreneurs, growing a negosyo does not always start with a large investment. For Ma. Christine Vito, Mohammad Hadji Mahmod, and Von Bindolo, small Maya Advance loans helped provide additional capital for inventory, daily operations, and services that their customers needed, eventually supporting the growth of their respective businesses.
Christine started with a ₱10,000 Maya Advance loan, which she used to purchase additional products for her sari-sari store in Sebaste, Antique. As customer demand grew, she continued reinvesting in the business and using Maya Business for services such as mobile load, bills payment, and cash-in and cash-out. Her store has since expanded into a mini grocery with a kitchen and mini warehouse, while her family has also acquired a vehicle for the business. Over time, Christine has utilized more than ₱3 million in Maya Advance loans.
For Mohammad, his first Maya Advance loan was only ₱1,000. After returning to the Philippines from working as an OFW, he helped manage his family’s business in Boracay Island and became a Maya Business user in 2023. He used his initial loan to support his mobile load business and gradually built his capital through continued business transactions. He has since utilized more than ₱2.2 million in Maya Advance loans over time, supporting daily operations, expanding his product offerings, and pursuing new business opportunities.
Von’s journey also began with a small amount of additional capital. After discovering Maya Business while working in Manila, she began selling mobile load before eventually returning to Boracay to take over her family’s sari-sari store. Her first ₱20,000 Maya Advance loan provided working capital that helped her continue investing in the business, particularly during the pandemic. Since then, she has utilized more than ₱2.6 million in Maya Advance loans over time and invested in business needs, including an e-bike for daily operations.
The experiences of Christine, Mohammad, and Von show how entrepreneurs can use additional working capital to address immediate business needs and build toward longer-term growth. By continuing to transact through Maya Business and responsibly managing their loans, the three entrepreneurs were able to access more capital as their businesses developed.
Through Maya Business, entrepreneurs can access digital tools and services for everyday business needs, including accepting QR Ph payments, offering mobile load and bills payment, and providing cash-in and cash-out services. Eligible Maya Business users may also access additional working capital through Maya Advance, giving entrepreneurs another option to support their business needs as they grow.
For Filipino entrepreneurs, starting small can be the beginning of something bigger. Christine, Mohammad, and Von’s stories highlight how putting capital toward practical needs, serving customers, and consistently reinvesting in a negosyo can create opportunities for continued growth. Entrepreneurs can learn more about Maya Business and its services through Maya’s official channels.
