Long before “moneymaxxing” became a trend, dads were already experts at it. They’re the ones who compare prices before buying, keep money set aside “just in case,” and find ways to make every peso go further. What once felt like classic dad behavior turns out to be surprisingly relevant today.
Here are a few dad-approved ways to moneymaxx with Maya, the country’s #1 Digital Bank and leading all-in-one fintech platform.
Some Experiences Are Worth Saying Yes To
Dads have a way of reminding us that value and price aren’t always the same thing. The things that matter most are often the moments you remember long after the occasion is over: a family meal, a weekend getaway, or even a trip you’ve been talking about for months.
For families planning their next trip, the Maya Black Credit Card helps make every journey more rewarding. Cardholders can earn up to 10x Maya Miles at Maya Black Preferred merchants, while its Visa-powered acceptance makes it easy to use whether you’re booking flights, paying for accommodations, or exploring a new destination abroad.
To make travel even more comfortable, cardholders also enjoy complimentary quarterly airport lounge access at select local and international airports, helping elevate the experience before the trip even begins.
And for some experiences that may cost a little more than usual, Maya’s Mini Payments feature makes it easier to manage posted Maya Credit Card transactions by converting them into 3, 6, 9, or 12-month installment plans at a fixed 1% monthly interest rate. Even better, Mini Payments created until September 30, 2026 come with zero processing fees.
Because sometimes the best gift isn’t another thing, it’s time spent together.
Don’t Pay Full Price If You Don’t Have To
If there’s one thing many dads seem universally allergic to, it’s paying more than necessary.
Whether it’s comparing prices, finding a better deal, or taking advantage of a good promo, getting more value from spending has always been part of the playbook.
Today, people have a different name for it: moneymaxxing. The idea is simple: if you’re already spending money, why not get something back from it?
Maya Black cardholders can redeem the Maya Miles they’ve accumulated for vouchers for shopping, dining, and more, helping stretch the value of purchases they’ve already made.
For those who prefer more immediate savings, the Landers Cashback Everywhere Credit Card offers 5% cashback at Landers, 2% cashback on dining, and 1% cashback on most purchases. And for anyone who refuses to pay full price at the pump, using the card at Landers-Caltex stations comes with a ₱7.00-per-liter discount on gasoline.
Give Something That Can Grow Over Time
If there’s one gift many dads appreciate, it’s knowing their family is prepared for the future. Instead of another mug, polo shirt, or last-minute purchase, consider giving something that can continue creating value over time. That could mean helping kickstart a travel fund, contributing to an emergency fund, or setting aside money for a future goal.
With Maya Savings, users can earn up to 15% interest p.a. while growing their money. For those saving toward multiple goals, Maya Personal Goals lets users create up to five personalized savings accounts, making it easier to organize funds for different priorities, whether that’s a dream trip, an emergency fund, a new gadget, or a major milestone.
And for money that can stay untouched a little longer, Maya Time Deposit Plus offers another way to grow savings over a fixed period, with rates of up to 6% p.a. and the flexibility to top up funds anytime.
Have a Backup Plan for Unexpected Expenses
Dads also know that even the best plans don’t always go according to plan. A car repair, a medical expense, or an unexpected bill can appear when you least expect it. That’s why flexibility can be just as important as planning.
For short-term funding needs, Maya Easy Credit[1] offers access to up to ₱50,000, repayable within 30 days. For bigger expenses that may require longer repayment terms, Maya Personal Loan[2] offers up to ₱250,000 with flexible monthly payment options—all within the Maya app and without the usual paperwork or collateral.
The Real Dad-Approved Money Move
The funny thing about moneymaxxing is that many of its core ideas aren’t actually new. The tools may look different today, but the goal remains surprisingly familiar: making your money work a little harder without losing sight of what matters most.
And that’s probably something dads would approve of.
To know more, visit maya.ph or mayabank.ph, and follow @makeyourmoneymaya on Facebook, Instagram, YouTube, and TikTok to stay updated. Approval and offer are subject to credit evaluation. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas. www.bsp.gov.ph. For 24/7 assistance, visit the Help Center in the Maya app or call us from 8 AM to 7 PM daily at +632 8845-7788.
