Buying a new laptop for work, replacing a worn-out refrigerator, or upgrading your home entertainment system no longer has to strain your budget.
From August 1 to October 31, 2026, Maya, the country’s leading digital financial services platform, is making big-ticket purchases more affordable by allowing eligible electronics and home appliance transactions made with the Maya Black Credit Card or Landers Cashback Everywhere Credit Card to be converted into a 3-month Mini Payment plan with an effective 0% interest.
To make the offer even more rewarding, Maya is waiving processing fees for eligible Mini Payments created until September 30, 2026, giving cardholders greater flexibility without additional charges.
Cardholders also continue to enjoy the rewards that come with every purchase. Transactions converted into Mini Payments still earn instant Maya Miles for Maya Black Credit Card users or Landers Cashback Points for Landers Cashback Everywhere Credit Card holders, allowing customers to enjoy exclusive rewards while paying in convenient monthly installments.
Availing of the promo is simple. Cardholders only need to make a straight purchase worth at least ₱10,000 using their Maya Black Credit Card or Landers Cashback Everywhere Credit Card. Once the transaction has been posted in the Maya app, they can select it, tap “Convert to Mini Payments,” and choose the 3-month Mini Payment option.
Mini Payments are initially billed with the standard monthly interest rate. However, Maya automatically credits back the applicable interest during the first week of the following month after the Mini Payment plan is reflected in the cardholder’s credit statement, giving qualified purchases an effective 0% interest.
Whether it’s upgrading everyday essentials or investing in the latest gadgets, Maya Mini Payments makes it easier to enjoy the things you need today while spreading payments over time.
For the complete list of participating merchants and full promo mechanics, visit maya.ph/minipaymentpromo before making your purchase.
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Approval and promotional offers are subject to credit evaluation. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas. For assistance, cardholders may access the Help Center in the Maya app or call (+632) 8845-7788 from 8:00 a.m. to 7:00 p.m. daily.
