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Home»Business»Finance»Save smarter and earn up to 8% p.a. with Maya Personal Goals
Finance

Save smarter and earn up to 8% p.a. with Maya Personal Goals

FlowBy FlowSeptember 23, 2025No Comments3 Mins Read
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Imagine boarding that plane to your dream destination, unboxing the gadget upgrade you’ve worked hard for, or finally securing the funds for your stan life—from concert tickets to merch drops. Every goal feels more possible when your money is growing with you, and with Maya Personal Goals, those milestones are closer than ever.

Maya, the #1 Digital Bank in the Philippines, is powering your Personal Goals with up to 8% interest p.a. – a big boost for your savings. And the best part? It’s designed to be effortless, flexible, and all inside the Maya app. Think of it as your personal piggy bank that actually pays off big time.

Supercharged Savings Made Simple

Earn More when You Save More. With Maya Personal Goals, the more you save, the more you earn. Each goal account starts at 4% p.a., and your rate grows every time you add ₱20,000—stacking up to a maximum of 8% p.a.

Multiple Goals, One App. Different dreams deserve their own space. Maya lets you create up to five goal accounts so you can save for travel, new gadgets, concerts, or even your KPop stan life—all in one app.

Flexibility Without the Fees. Unlike traditional savings products, Maya Personal Goals puts you in control. There are no lock-up periods or cancellation fees, so you can save at your own pace and access your money whenever you need it.

Savings You Can Trust. Maya is BSP-licensed and PDIC-insured for up to ₱1 million, so you can grow your money with peace of mind knowing your funds are protected every step of the way.

Just follow these steps to get started:

  1. Go to the Savings tab in the Maya app and set up a Personal Goal — name it, set a due date, and assign your target amount.
  2. Fund your goal by depositing from your Maya Savings, Maya Wallet, or other banks — it’s seamless and all done inside the app.
  3. Start earning right away: deposits from ₱1–₱20,000 earn 4% p.a. per goal.
  4. Save more to boost: every additional ₱20,000 you deposit unlocks its own boosted rate — stacking up to as much as 8% p.a. on deposits up to ₱100,000. Amounts beyond ₱100,000 will no longer earn interest.

With Maya Personal Goals, saving becomes more than just a habit—it’s a smarter way to turn your bucket list into reality. Big or small, every dream feels within reach when your money is growing with Maya.

Visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok to stay updated. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor.

 

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